Learn About Our Services Your financial goals will change throughout life. The RCU Investment & Insurance Team can help keep you and your investment plan on track. We’re happy to provide a no-obligation review of your current portfolio and talk about changes in your life that might mean changes in your investment strategy. Contact us anytime for a no-obligation financial review »
Here are examples that might be on your Financial To Do List as your life changes:
Retirement
Living comfortably in retirement requires a good plan and the commitment to follow it through. Are you on track to be financially independent when you retire?
- Ask yourself – have I saved enough to retire and live comfortably?
- Review and adjust retirement portfolio
- Plan for long term care insurance
- Learn about Social Security benefits
- Determine health insurance and Medicare costs
Marriage
There will always be demands on your financial resources, whether it’s new tires on the car, a leaky roof needing repair, or a week-end getaway with friends. Saving anything – even the smallest amount – is worth it.
- Update beneficiaries and legal documents
- Review life insurance
- Build your emergency savings
- Invest together – where do you start?
Divorce
The way you save, invest, and live may change. We can help you review your financial goals and update important documents with a goal for you to remain financially secure.
- Maintain your lifestyle with a different income stream
- Separate your investments
- Invest settlement money – where do you start?
- Establish Retirement plan distributions
- Review Life Insurance
- Update beneficiaries and legal documents
New Job
Congratulations! There’s a lot to learn when you join a new company. We can help you review your financial goals and your portfolio so you can focus your attention on your new job.
- Enroll in new retirement plan
- Review disability insurance and life insurance
- Choose benefits
- Transition assistance for a left-behind 401(k)
Layoff
There’s a lot weighing on your mind after a layoff. We can help you evaluate your financial situation. Some employers offer resources; we’re also happy to provide our assistance or perhaps a second opinion.
- Review income stream
- Replace lost benefits
- Transition assistance for a left-behind 401(k)
Death of a Loved One
Life changes significantly following the death of a loved one, from day-to-day tasks to major life decisions. This is the time to turn to an experienced and trusted financial professional.
- Review life insurance benefits
- Determine funds available in retirement or other investment plans
- Develop strategy for investing any inheritance
- Maintain lifestyle and ensure financial protection for survivor(s)
Education
Getting a good college education is one of the most important things in a young person’s life. We can help you find strategies to fit your need for education funding so the escalating cost of higher education is not a roadblock.
- Invest in an Education IRA
- Consider a 529 Plan
- How much money do you need to save? Do the math.
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